223 posts
|
Cash
Sept 17, 2021 12:33:44 GMT
via mobile
Post by Kim_Bahorel on Sept 17, 2021 12:33:44 GMT
It sounds like you need specialist legal advice, as in proper specialist advice rather than a general-purpose consumer helpline or an underpaid clerk behind a counter. There are procedures in place to handle exceptional situations, and when you're dealing with a country with tens of millions of people it almost always turns out that your situation isn't so exceptional after all. Documents do get destroyed, information does get lost, and there are ways to overcome the problems, but it needs a specialist to know what those ways are. I was told this before but I have literally no idea on any of it who to contact and I assume I have to pay. I post things sometimes on Facebook Newpaper comments in the hope someone has had something like that happen to them and they found a solution. Nothing ever comes up except one person suggested illegal stuff 😒.
|
|
223 posts
|
Cash
Sept 17, 2021 12:45:40 GMT
via mobile
Post by Kim_Bahorel on Sept 17, 2021 12:45:40 GMT
All prepaid cards I have aplied for I need to supply photo ID. I haven't been refused outright they want me to supply photo ID. The only thing I was completely refused for was the Splash Card. I have posted a long post to say I can't get a passport. I not able to drive either. I would have thought given your dad is biologically your father you could get a DNA test and do a statutory declaration regarding the results to use to get you a passport or some form of ID, but you should get down to your local Citizens' Advice Bureau to get set up with some proper specialist advice. Certainly sounds like something that specialist advice could solve and that needs to be solved sooner rather than later to make your life easier. Wishing you luck! I just searched for this and it mostly concerns disputes with children. I don't know if nearly 40 will be applicable. Also a few of the links I clicked on for DNA testing need the mothers DNA. General ones look expensive some more than I earn a month.
|
|
4,458 posts
|
Cash
Sept 17, 2021 12:52:38 GMT
via mobile
Post by poster J on Sept 17, 2021 12:52:38 GMT
I would have thought given your dad is biologically your father you could get a DNA test and do a statutory declaration regarding the results to use to get you a passport or some form of ID, but you should get down to your local Citizens' Advice Bureau to get set up with some proper specialist advice. Certainly sounds like something that specialist advice could solve and that needs to be solved sooner rather than later to make your life easier. Wishing you luck! I just searched for this and it mostly concerns disputes with children. I don't know if nearly 40 will be applicable. Also a few of the links I clicked on for DNA testing need the mothers DNA. General ones look expensive some more than I earn a month. If you rely on the Internet or try to do this alone you will never get this resolved. And it sounds like you need to, if for no reason other than future-proofing. You seem to be making a lot of assumptions, which I'm afraid is only going to make things more difficult. You need legal advice and the Citizens' Advice Bureau can point you in the right direction. That should not be difficult and the CAB is free. You are looking for DNA testing that proves your link to your father, your mother's DNA is irrelevant.
|
|
|
Cash
Sept 17, 2021 13:02:44 GMT
Post by londonpostie on Sept 17, 2021 13:02:44 GMT
Kim _Bahorel - hello Kim, if you know where you were born the first thing I would do is get my birth certificate (it has your mothers name, at least her name when you were born). Maybe you're already tried that?
I assume you don't drive?
|
|
6,333 posts
|
Cash
Sept 17, 2021 13:11:19 GMT
Post by Jon on Sept 17, 2021 13:11:19 GMT
If you rely on the Internet or try to do this alone you will never get this resolved. And it sounds like you need to, if for no reason other than future-proofing. You seem to be making a lot of assumptions, which I'm afraid is only going to make things more difficult. You need legal advice and the Citizens' Advice Bureau can point you in the right direction. That should not be difficult and the CAB is free. You are looking for DNA testing that proves your link to your father, your mother's DNA is irrelevant. Citizens Advice is a very good first step in resolving situations, they are not perfect but I think they should be able to tackle many of the issues at hand.
|
|
18,837 posts
|
Cash
Sept 17, 2021 13:22:59 GMT
Jon likes this
Post by BurlyBeaR on Sept 17, 2021 13:22:59 GMT
Sounds like there are several obstacles that need to be worked through methodically. There’s a birth certificate by the sounds of it which is a good start to things. You’re also employed and paying tax and NI and on the electoral roll which all seems positive. I’d definitely get registered with a GP aswell (if you still haven’t done that) because as “responsible professionals” doctors can often be used to vouch for people’s identity. I agree CAB might be a good place to start and let them refer as necessary. www.citizensadvice.org.uk/debt-and-money/banking/there’s also this www.moneyhelper.org.ukRemember that banks are not just being difficult for the sake of it, there are very strict rules about identity to prevent money laundering and other criminal activities. But lots of children are born to unmarried parents, lots of people come to this country with no documentation and end up working and having bank accounts. None of the problems mentioned should be insurmountable, it’s just a matter of getting the right advice.
|
|
6,333 posts
|
Cash
Sept 17, 2021 13:38:22 GMT
Post by Jon on Sept 17, 2021 13:38:22 GMT
Sounds like there are several obstacles that need to be worked through methodically. There’s a birth certificate by the sounds of it which is a good start to things. You’re also employed and paying tax and NI and on the electoral roll which all seems positive. I’d definitely get registered with a GP aswell (if you still haven’t done that) because as “responsible professionals” doctors can often be used to vouch for people’s identity. According to the NHS website, you don't need photo ID to register with a GP surgery. www.nhs.uk/nhs-services/gps/how-to-register-with-a-gp-surgery/
|
|
6,333 posts
|
Cash
Sept 17, 2021 13:50:21 GMT
Post by Jon on Sept 17, 2021 13:50:21 GMT
I'm surprised that neither Apple nor Google have introduced QR code payments in the West as part of their wallet apps. It's used very heavily in China and India and would very useful alongside the usual contactless methods.
|
|
|
Cash
Sept 17, 2021 15:10:59 GMT
via mobile
Post by Deleted on Sept 17, 2021 15:10:59 GMT
Ok, I am not sure why she is finding it hard to get a debit card. I don't know of anyone who has been refused a debit card. If you have a bank account with any of the big banks, they all come with debit cards. Prepaid cards are very easy to get. All prepaid cards I have aplied for I need to supply photo ID. I haven't been refused outright they want me to supply photo ID. The only thing I was completely refused for was the Splash Card. I have posted a long post to say I can't get a passport. I not able to drive either. Oh really? Does Starling Bank require photo ID? - you can still apply for a provisional, can't you? Even though you can't drive? Hmm quite the conundrum. But definitely not impossible. There has to be a way for you get a passport at least! Then everything else will fall in place.
|
|
223 posts
|
Cash
Sept 17, 2021 15:11:36 GMT
via mobile
Post by Kim_Bahorel on Sept 17, 2021 15:11:36 GMT
Sounds like there are several obstacles that need to be worked through methodically. There’s a birth certificate by the sounds of it which is a good start to things. You’re also employed and paying tax and NI and on the electoral roll which all seems positive. I’d definitely get registered with a GP aswell (if you still haven’t done that) because as “responsible professionals” doctors can often be used to vouch for people’s identity. I agree CAB might be a good place to start and let them refer as necessary. www.citizensadvice.org.uk/debt-and-money/banking/there’s also this www.moneyhelper.org.ukRemember that banks are not just being difficult for the sake of it, there are very strict rules about identity to prevent money laundering and other criminal activities. But lots of children are born to unmarried parents, lots of people come to this country with no documentation and end up working and having bank accounts. None of the problems mentioned should be insurmountable, it’s just a matter of getting the right advice. I have tried the CAB before and it wasn't as helpful as I thought it would be. I will check out the other link its the first I have heard of that one.
|
|
6,333 posts
|
Cash
Sept 17, 2021 16:29:16 GMT
Post by Jon on Sept 17, 2021 16:29:16 GMT
In regards to applying for a passport, have you tried contacting the Passport Office for advice? I'm sure they'd be able to help and point you in the right direction.
|
|
223 posts
|
Cash
Sept 24, 2021 15:29:21 GMT
via mobile
Post by Kim_Bahorel on Sept 24, 2021 15:29:21 GMT
There is absolutely no legal requirement to provide photo ID when setting up a bank account. Barclays, for example, will accept a HMRC tax notification as proof of identity and a utility bill as proof of address. There might be that but when I have applied to all the big banks I was told to supply a passport because I assume the credit checking system they use tells them I have had no credit information or lack credit information so I have to supply them with with photo ID. I don't have utility bills because I live with my dad and can't get a contract phone under my name. I had the same issue when I signed up to view the credit information and found they wouldn't let me view it until I prove who I was. As people have stated I know why this is in place because of fraud and that. I have tried to get a tax notification but they wont send it to me I don't know if its because I don't earn enough or what.
|
|
|
Cash
Sept 24, 2021 17:03:38 GMT
Post by londonpostie on Sept 24, 2021 17:03:38 GMT
How do you get paid, and do you pay tax/ni?
|
|
223 posts
|
Cash
Sept 24, 2021 21:08:13 GMT
via mobile
Post by Kim_Bahorel on Sept 24, 2021 21:08:13 GMT
There might be that but when I have applied to all the big banks I was told to supply a passport because I assume the credit checking system they use tells them I have had no credit information or lack credit information so I have to supply them with with photo ID. I don't have utility bills because I live with my dad and can't get a contract phone under my name. I had the same issue when I signed up to view the credit information and found they wouldn't let me view it until I prove who I was. As people have stated I know why this is in place because of fraud and that. I have tried to get a tax notification but they wont send it to me I don't know if its because I don't earn enough or what. If you pay tax you can get a tax notification. If you are employed you will get a P60 annually. You will have a tax code and thus receive official HMRC correspondence with your name, address and national insurance number. I also see no reason why your father cannot let you transfer one utility bill into your name if this is truly an obstacle to getting a bank account. If you work, your employer is supposed to ensure you have the right to work in the UK. How did you prove that without a passport? I’m very surprised your employer actually pays you without a bank account. I have a savings account that was started for me when I was a baby. Its the only account I have and I said previously about Santander. I only have to supply my birth cert NI card and most recent bank statment (which is yearly) for my job. So all my money goes into that. I don't get a tax statement because when they fixed my tax code from emg BR code I now don't pay tax. I used to get one and about a grand back each April/May. But I have contacted them and can't get it sent.
|
|
4,631 posts
|
Cash
Sept 24, 2021 22:14:37 GMT
Post by Phantom of London on Sept 24, 2021 22:14:37 GMT
It seems to be that they’re phasing out plastic and cash.
So it is strange they’re making cash from plastic.
|
|
|
Cash
Feb 20, 2024 10:50:14 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 10:50:14 GMT
Sorry to bump an old thread but is anyone shocked so many theatres are still card only when during the last year or so there has been a major revival of cash use. Where I live in London only chains shops or shops targeting higher income people accept cards - everything else is still cash only despite the last remanining bank closing soon.
|
|
|
Post by nick on Feb 20, 2024 11:46:17 GMT
Sorry to bump an old thread but is anyone shocked so many theatres are still card only when during the last year or so there has been a major revival of cash use. Where I live in London only chains shops or shops targeting higher income people accept cards - everything else is still cash only despite the last remanining bank closing soon. I’m shocked so many shops still only accept cash. Where I live in London (Catford so not posh) I’d say most shops accept cards and a significant number only accept card payment.
|
|
2,536 posts
Member is Online
|
Cash
Feb 20, 2024 11:49:57 GMT
Post by n1david on Feb 20, 2024 11:49:57 GMT
I can't remember the last time I used cash other than to pay a tradesperson doing work in my home.
|
|
|
Cash
Feb 20, 2024 11:57:41 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 11:57:41 GMT
Sorry to bump an old thread but is anyone shocked so many theatres are still card only when during the last year or so there has been a major revival of cash use. Where I live in London only chains shops or shops targeting higher income people accept cards - everything else is still cash only despite the last remanining bank closing soon. I’m shocked so many shops still only accept cash. Where I live in London (Catford so not posh) I’d say most shops accept cards and a significant number only accept card payment. I think it might be cultural. Most of the cash only shops are owned by people of South Asian heritage where i think cash usage is still higher. Many of them have posters of the GB News keep cash campaign in their window. The only places to top up oyster cards outside of stations near me are cash only.
|
|
1,244 posts
|
Cash
Feb 20, 2024 12:01:15 GMT
Post by londonmzfitz on Feb 20, 2024 12:01:15 GMT
Every couple of months I get £20 of .50p coins from the bank. I like to tip my regular morning coffee haunt (and I'll always look for one of the picture / commemorative .50p's which I keep (not collect, just like to have them) although I've only ever had 1 or 2 out of 40 coins).
I'll tip cash to my hairdresser, that's about it. I've made a first appointment with a local chiropodist next week and was told over the phone she prefers cash payment but will take cards if she has to. Immediately my head went to money laundering / tax avoidance.
|
|
|
Cash
Feb 20, 2024 12:32:26 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 12:32:26 GMT
Also near me the supermarkets are getting rid of the self service card only tills and replacing them with cash accepting ones or manned tills because not enough people wish to pay in self srrvice machine with card. It's chaos in the shops that only have limited cash tills like Pound land and Living as the majority seem to want to pay cash.
|
|
|
Post by marob on Feb 20, 2024 13:41:29 GMT
I also get suspicious when I see cash only businesses.
I would have said we should ditch cash so that all purchases/services/whatever are traceable and as a way of ending tax dodging.
But then there’s the whole Post Office thing. We’re really not good at all at IT systems.
|
|
6,333 posts
|
Post by Jon on Feb 20, 2024 13:46:02 GMT
I also get suspicious when I see cash only businesses. I would have said we should ditch cash so that all purchases/services/whatever are traceable and as a way of ending tax dodging. But then there’s the whole Post Office thing. We’re really not good at all at IT systems. Cash only businesses in my eyes suggests money laundering or not paying taxes.
|
|
|
Post by mrnutz on Feb 20, 2024 13:50:40 GMT
Sorry to bump an old thread but is anyone shocked so many theatres are still card only when during the last year or so there has been a major revival of cash use. Where I live in London only chains shops or shops targeting higher income people accept cards - everything else is still cash only despite the last remanining bank closing soon. Where do you live in London because this has certainly not been my experience!
|
|
|
Cash
Feb 20, 2024 13:53:19 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 13:53:19 GMT
Sorry to bump an old thread but is anyone shocked so many theatres are still card only when during the last year or so there has been a major revival of cash use. Where I live in London only chains shops or shops targeting higher income people accept cards - everything else is still cash only despite the last remanining bank closing soon. Where do you live in London because this has certainly not been my experience! East London.
|
|
|
Cash
Feb 20, 2024 13:55:59 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 13:55:59 GMT
I also get suspicious when I see cash only businesses. I would have said we should ditch cash so that all purchases/services/whatever are traceable and as a way of ending tax dodging. But then there’s the whole Post Office thing. We’re really not good at all at IT systems. I think usage of cash has been increasing recently partly because of the Keep Cash campaign as well as the rising cost of living. Apparently in some parts of the country many businesses have been switching to cash only. And that obviously makes people there use cash more widely.
|
|
6,333 posts
|
Cash
Feb 20, 2024 14:11:31 GMT
Post by Jon on Feb 20, 2024 14:11:31 GMT
I also get suspicious when I see cash only businesses. I would have said we should ditch cash so that all purchases/services/whatever are traceable and as a way of ending tax dodging. But then there’s the whole Post Office thing. We’re really not good at all at IT systems. I think usage of cash has been increasing recently partly because of the Keep Cash campaign as well as the rising cost of living. No it hasn't, the Keep Cash Campaign is on a channel with few viewers. People aren't going to abandon using contactless or cards in favour of cash.
|
|
|
Cash
Feb 20, 2024 14:16:43 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 14:16:43 GMT
I think usage of cash has been increasing recently partly because of the Keep Cash campaign as well as the rising cost of living. No it hasn't, the Keep Cash Campaign is on a channel with few viewers. People aren't going to abandon using contactless or cards in favour of cash. https://www.reddit.com/r/northernireland/comments/17oi9xf/i_absolutely_hate_all_these_businesses_going_cash/ www.reddit.com/r/AskUK/comments/u4yglm/why_has_every_local_takeaway_switched_to_cash_only/I think it's very regional and demographic based.
|
|
|
Cash
Feb 20, 2024 14:19:42 GMT
Post by Jan on Feb 20, 2024 14:19:42 GMT
I think usage of cash has been increasing recently partly because of the Keep Cash campaign as well as the rising cost of living. No it hasn't, the Keep Cash Campaign is on a channel with few viewers. You are wrong, use of cash HAS been increasing recently. In 2023 use of cash increased for the first time in a decade up to 19% of all transactions from 15% in 2021. This was quite widely reported. On what did you base your claim that it hasn't been increasing ?
|
|
|
Cash
Feb 20, 2024 14:28:41 GMT
via mobile
Post by theatrelover97 on Feb 20, 2024 14:28:41 GMT
No it hasn't, the Keep Cash Campaign is on a channel with few viewers. You are wrong, use of cash HAS been increasing recently. In 2023 use of cash increased for the first time in a decade up to 19% of all transactions from 15% in 2021. This was quite widely reported. On what did you base your claim that it hasn't been increasing ? Probably because they themselves don't use much cash they have not noticed the increase. The cashless theaters will find if it continues to rise that people will start turning up more and more without a card on them. In some European countries it is illegal in some circumstances for a bussiness to refuse to accpet cash but I am not sure it applies to the selling of ice cream at theaters
|
|