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Cash
Apr 15, 2019 14:51:57 GMT
Post by Deleted on Apr 15, 2019 14:51:57 GMT
I probably use mostly cards/electronic transfers etc but I also always have cash. Again for things like restaurant tips (so the money goes to your server) or small shops/small purchases.
I do like having all my 'big' purchases logged on my bank account, so I don't think I've ever bought Theatre Tickets with cash in the UK, however I have when in the U.S not most recently, but I always travel with some local currency because again you never know about getting to a country and finding your bank card frozen the first time you use it. Equally, if I'm out away from home in the UK, even just to London, I tend to take extra cash just on the off chance you lose a card/get it stolen/your phone dies. Not so much an issue when you're going back to your own house/have friends/family nearby to bail you out. But if you're 100s of miles from home and it's a Sunday, a bit of cash as a back up is handy!
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Post by Backdrifter on Apr 15, 2019 14:56:55 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop.
Ah well, you've got to laugh.
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Post by 49thand8th on Apr 15, 2019 14:58:57 GMT
What bothers me about all this talk of cashless societies is that nobody tackles the issue of what happens when the technology fails. A purely electronic payment system needs to work 100% of the time, because if it only works 99.99% of the time then that's tens of thousands of failed transactions every day. It's easy to have a payment system that works reliably in a city, but you also need it to work when your car is almost out of fuel and you're at the only petrol station for miles (in Scotland, for example) and someone's just dragged a backhoe through the phone line. You need a fallback. "Sucks to be you, then" is not a fallback. Yes, this. I have two credit cards, I use cash quote often, not just because I have participated in Where's George (a bill-tracking website) for fun for years. Along with the failsafe factor, it just feels creepy to be able to have all your transactions recorded somewhere. |
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Post by Deleted on Apr 15, 2019 15:06:55 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop. Ah well, you've got to laugh.  |
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Cash
Apr 15, 2019 15:08:49 GMT
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Post by Backdrifter on Apr 15, 2019 15:08:49 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop. Ah well, you've got to laugh. "durr hburr"? |
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Cash
Apr 15, 2019 15:17:24 GMT
Post by 49thand8th on Apr 15, 2019 15:17:24 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop. Ah well, you've got to laugh. OK, OK, I enjoyed The Veldt too, but... |
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Cash
Apr 15, 2019 15:29:43 GMT
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Post by Backdrifter on Apr 15, 2019 15:29:43 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop. Ah well, you've got to laugh. OK, OK, I enjoyed The Veldt too, but... 😄 I didn't know what you meant so looked it up. Excellent! |
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Post by 49thand8th on Apr 15, 2019 15:53:55 GMT
There Will Come Soft Rains is a good argument against smart homes, too.  |
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Post by nick on Apr 15, 2019 16:32:00 GMT
Also I find it very attractive in that it would stop cash a lot of crimes, backhanders and also will make tax avoidance and tax evasion impossible. But hasn't cashless transactions created many new crimes? Big news about the TSB (I think) agreeing to compensate people who have been scammed to give away details so their bank accounts are drained. And on a smaller scale, I found a contactless card on the street and could have gone around spending £29 in a variety of shops until the card was stopped. (FYI I posted it back to the bank). BTW it is still possible for both backhanders and tax avoidance/evasion - using an offshore cashless system (like Paypal) is the way to go. Or Bitcoin if you're brave. On the other hand shops like contactless. There's a fair number of places that only accept cards now. That's because it costs business to deposit cash so the card charges are offset by this and the time saved having to count up at the end of the day and go to the bank. I like cashless but I hope cash stays around. They each have their strengths and weaknesses. However I'd remove copper tomorrow. Of no use at all. And I'd love to see the back of the £3.99 etc prices. |
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Cash
Apr 15, 2019 17:08:40 GMT
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Post by alece10 on Apr 15, 2019 17:08:40 GMT
One thing that has pushed people towards paying by cards is the closure of high street banks and of cash points.
I have heard of shops only taking card payments as there is no bank in the town to bank the cash.
The town my dad lives in now doesn't have a bank and the nearest branch is a 40 minute drive. There is a mobile bank but only there for 30 minutes once a week.
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Post by sf on Apr 15, 2019 17:12:52 GMT
We are zombies, shuffling dead-eyed into 100% reliance on technology which will scoop us up, tip us into its jaws and grind us to a sludgy pulp before spitting us out into a spatter of pavement gloop. Ah well, you've got to laugh.
Well, yes.
I use contactless cards too, more than I use cash - but if you want a good argument against a society going completely cashless, read The Handmaid's Tale.
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Post by theglenbucklaird on Apr 15, 2019 17:16:01 GMT
2) Tips when I've had a meal. Some PIN Entry Devices allow the addition of a gratuity, but if they don't I have to use cash. Another good reason for cash in this instance, as you can be sure it goes to the waiter or server. If you add it to the bill paying by card it is likely to just go into the boss's pocket rather than the waiter Cash for homeless donations and pubs. 'One for yourself' in pubs |
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Cash
Apr 15, 2019 17:54:30 GMT
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Post by kimbahorel on Apr 15, 2019 17:54:30 GMT
Because of certain situation I can't at the moment or have I ever had a debit or credit card.
Not even the pre-pay tourist type that you just load up and go?
I don't know where or how to get one. I have searched but you either need ID or have to pay for it online which I of course can't do. |
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Cash
Apr 15, 2019 18:14:43 GMT
Post by Dawnstar on Apr 15, 2019 18:14:43 GMT
Oh, I'd say roughly the same number as those who have touched the card machine keypad before it's your turn.🤮🤮 When you are out and about in public do you wear disposable gloves and carry disinfectant with you, while wearing a surgical mask, to avoid all the germs, dirt, skin flakes, mites, snot, phlegm, urine and other bodily fluids that exist on every single object and surface you come into contact with and inhale with every breath?! I always wear gloves when I'm out and about. When I get money out of a cash point I use an old receipt or some other bit of paper so I don't have to touch the keypad or touchscreen. Contactless is great - as are automatic taps! All the supermarkets installing self checkouts is nightmare as they won't work unless you have bare skin. |
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Cash
Apr 15, 2019 18:16:00 GMT
Post by Jon on Apr 15, 2019 18:16:00 GMT
I wonder if they'll be a time when entertainment venues like the theatre or concert venues become cash free.
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Cash
Apr 15, 2019 18:53:34 GMT
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Post by Backdrifter on Apr 15, 2019 18:53:34 GMT
if you want a good argument against a society going completely cashless, read The Handmaid's Tale. Mrs B watched the TV series and is now reading the book. I'll nab it after she's read it. All the supermarkets installing self checkouts is nightmare as they won't work unless you have bare skin. I can't think why that is, I must be missing something. |
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Post by 49thand8th on Apr 16, 2019 17:13:29 GMT
From January 2018 (I've long been an admirer of Mikki Kendall's work): www.baltimoresun.com/news/opinion/oped/bs-ed-op-0107-cashless-society-20180103-story.html"Doing away with cash may indeed sound appealing. Proponents often note that China and India have already gone further in this direction than the United States. But a few drawbacks are obvious: Card companies such as Visa charge merchants high processing fees, the risk of fraud balances out the lower risk of theft, older customers may not wish to make the change, and consumers will lose yet more privacy. (Corporations will have the ability to track every purchase made.)" |
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Cash
Apr 16, 2019 18:21:42 GMT
Post by Dawnstar on Apr 16, 2019 18:21:42 GMT
All the supermarkets installing self checkouts is nightmare as they won't work unless you have bare skin. I carry anti-viral / anti bacterial spray. If I have to use a touch-screen with a bare finger, I spray that on first. The liquid helps the connection anyway. After use, another spray. I think I'll stick to telling the shop assistants that I have OCD, I'm not prepared to take off my gloves & can they please either serve me at a proper till or deal with the touch screen for me. It usually works. |
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Cash
Apr 16, 2019 18:56:56 GMT
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Post by Backdrifter on Apr 16, 2019 18:56:56 GMT
I carry anti-viral / anti bacterial spray. If I have to use a touch-screen with a bare finger, I spray that on first. The liquid helps the connection anyway. After use, another spray. I think I'll stick to telling the shop assistants that I have OCD, I'm not prepared to take off my gloves & can they please either serve me at a proper till or deal with the touch screen for me. It usually works. Don't those rubbery blobs on the ends of pens people use for phones work? |
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Cash
Apr 16, 2019 19:40:10 GMT
Post by Dawnstar on Apr 16, 2019 19:40:10 GMT
Don't those rubbery blobs on the ends of pens people use for phones work? I never thought of that. I will have to investigate... |
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Cash
Apr 16, 2019 19:43:04 GMT
Post by Deleted on Apr 16, 2019 19:43:04 GMT
I still prefer to pay cash for smaller things but will use debit card for larger items and online purchases of course. I detest booking fees so will always try to pay cash if there it is cheaper that way for theatre/musicals and concerts etc.
Also I think that the daily cash dispenser limit needs to be at least doubled it was £500 back in early 2000's but got taken down to a measly £300 due to card fraud. If you were going to the races or a casino and needed cash how do you get it?
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Post by 49thand8th on Apr 16, 2019 21:15:58 GMT
Don't those rubbery blobs on the ends of pens people use for phones work? I never thought of that. I will have to investigate... Also, gloves made for texting. |
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Cash
Apr 16, 2019 21:16:20 GMT
Post by 49thand8th on Apr 16, 2019 21:16:20 GMT
Also I think that the daily cash dispenser limit needs to be at least doubled it was £500 back in early 2000's but got taken down to a measly £300 due to card fraud. If you were going to the races or a casino and needed cash how do you get it? Plan ahead for a week. |
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Cash
Apr 16, 2019 22:01:32 GMT
Post by distantcousin on Apr 16, 2019 22:01:32 GMT
I would not pay by card for anything less than £5 - utterly ridiculous.
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Cash
Apr 16, 2019 22:02:47 GMT
Post by distantcousin on Apr 16, 2019 22:02:47 GMT
Oh, I'd say roughly the same number as those who have touched the card machine keypad before it's your turn.🤮🤮 When you are out and about in public do you wear disposable gloves and carry disinfectant with you, while wearing a surgical mask, to avoid all the germs, dirt, skin flakes, mites, snot, phlegm, urine and other bodily fluids that exist on every single object and surface you come into contact with and inhale with every breath?! I always wear gloves when I'm out and about. When I get money out of a cash point I use an old receipt or some other bit of paper so I don't have to touch the keypad or touchscreen. Contactless is great - as are automatic taps! All the supermarkets installing self checkouts is nightmare as they won't work unless you have bare skin.
Do you have a condition?
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